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Templates

Bank statement loan templates

Free samples for bank statement loan files. Each one is clearly marked SAMPLE and built from made-up data.

For a letter of explanation, start with the outline and sample letter in our LOE guide. Each lender decides what it accepts, so use your lender's own form if it has one. Not legal or tax advice.

XLSXSample · synthetic data

Bank statement income worksheet (sample template)

The Excel worksheet StatementReady exports, filled with synthetic data and marked SAMPLE. Months, counted deposits, ownership, expense factor and the qualifying income line.

Every file is marked SAMPLE. Replace the example values with the borrower's own documents.

Download the sample worksheet
GuideGuide · free

Letter of explanation outline and sample

A six-part outline for a large-deposit letter of explanation and a sample letter marked SAMPLE, in our letter of explanation guide. The borrower writes the letter in their own words and signs it.

Every file is marked SAMPLE. Replace the example values with the borrower's own documents.

Read the LOE outline
LetterTemplate · edit before use

CPA letter template and sample

A fill-in letter for the CPA to complete and sign, a fictional sample, and a request to send the CPA.

Every file is marked SAMPLE. Replace the example values with the borrower's own documents.

Get the CPA letter template