Bank statement checker: do the numbers add up?

No, and no tool can decide that from a file. It shows observations: the software named in the PDF's file data, whether the file was saved again after it was made, and printed running balances that don't follow from the row before. Banks, e-signature tools and borrowers re-save statements for ordinary reasons, so an observation is a prompt to look closer and ask for the source, never a finding.

Four things: whether the rows add up to the printed balances, NSF and overdraft fee rows, deposits at or above an amount you enter, and the document observations above.

No. The PDF is read by your browser, on your device. It isn't uploaded, sent or stored, and closing the tab clears it.

It reads the printed text of a statement PDF and looks for dated rows with amounts, so it isn't tied to a list of banks. Layouts differ, and the balance check tells you when rows were missed or misread. A scanned or photographed statement has no printed text to read.

Opening balance plus every credit minus every debit equals the closing balance the statement prints. When it doesn't, the page shows the difference so you know to look for a missing or misread row before you use the numbers.

The page counts the document observations on a file for everyone and lists them once you are signed in. An account also opens StatementReady loan files: scanned statements, 12 to 24 months at once, rows you can edit, and the bank statement income worksheet. The first 2 loan files are free.

No. Enter the amount the lender gives you and the page marks deposits at or above it. The tool sets no amount of its own.